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Motorcycle Insurance in Pennsylvania

Name: Daniel Fitzsimmons Agency, Inc
Address: 715 Twining Road, Suite 101, Dresher, PA, 19025
Telephone: 215-885-0430

Motorcycle insurance should reflect the way you ride, the bike you own, and the risks that come with sharing the road. Daniel Fitzsimmons Agency helps riders in Pennsylvania compare coverage for liability, damage to the motorcycle, passengers, accessories, and roadside needs.

Pennsylvania Motorcycle Insurance Requirements

Pennsylvania requires motorcycle owners to carry insurance. Required limits commonly include:

Bodily injury coverage for $15,000 for each person
Bodily injury coverage for $30,000 for each accident
Property damage coverage for $5,000

Liability coverage helps protect you when you are responsible for injuries or property damage to others. Many riders choose higher limits or add optional protection based on their comfort level.

Coverage for the Bike and the Ride

Motorcycle owners often compare options such as:

Medical payments: Helps with covered medical costs for you or a passenger after an accident.
Comprehensive: Helps with covered losses from theft, vandalism, weather, animals, and other non-collision events.
Collision: Helps repair or replace the motorcycle after a covered crash.
Replacement cost coverage: May provide added protection if the motorcycle is a covered total loss.
Roadside assistance: Helps with towing, jumpstarts, flat tires, and other roadside problems.