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Motorcycle Insurance in Pennsylvania

Name: Daniel Fitzsimmons Agency, Inc
Address: 715 Twining Road, Suite 101, Dresher, PA, 19025
Telephone: 215-885-0430

Owning a motorcycle is like owning a vehicle. You must protect it by purchasing an insurance policy. But instead of buying auto insurance, you'll obtain a motorcycle insurance policy. We offer coverage to protect your motorcycle at Daniel Fitzsimmons Agency in Dresher, PA. It would be best if you protected your investment in the event of an accident.

Motorcycle Insurance Requirements

Pennsylvania requires all motorcycle owners to purchase insurance. The following limits are required:

Bodily injury coverage for $15,000 for each person
Bodily injury coverage for $30,000 for each accident
Property damage coverage for $5,000

Liability protects you if you cause an accident. If the other party files a lawsuit against you, this will keep you protected.

Motorcycle Insurance Coverage

You can choose from any of the following coverage options to protect your motorcycle:

Medical payments: While this is optional coverage, it is recommended. Following an accident, this will cover medical bills for yourself and any passengers in the vehicle at the time of the accident, regardless of fault.
Comprehensive: Comprehensive covers your motorcycle if water, hail, animals, lightning, wind, and more damage it. If your bike sustains damage, it will cover repair or replacement costs.
Collision: This covers you if you are involved in an accident with another driver. Whether you receive injuries or your motorcycle is damaged, collision coverage will cover the costs related to repairing and replacing your vehicle.
Replacement cost coverage: This covers your motorcycle if it is deemed a total loss.
Roadside assistance: If your motorcycle becomes disabled for any reason, this will provide you with assistance for jumpstarts, tire changes, and more.