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Commercial Insurance in Pennsylvania

Name: Daniel Fitzsimmons Agency, Inc
Address: 715 Twining Road, Suite 101, Dresher, PA, 19025
Telephone: 215-885-0430

Every business has its own risk profile. A retail shop, contractor, professional office, restaurant, nonprofit, and service company all need different protection. Daniel Fitzsimmons Agency helps Pennsylvania business owners review commercial insurance options that can address liability, property, vehicles, workers, equipment, and digital risk.

Coverage Your Business May Need

Some types of commercial insurance are driven by state requirements, lender requirements, lease agreements, client contracts, or industry standards. For example, workers compensation is generally required when a business has employees, and commercial auto coverage is needed for business-owned vehicles.

Commercial vehicles commonly need coverage for:

Bodily injury coverage in the amount of $15,000 for each person and $30,000 for each accident
Property damage coverage in the amount of $5,000 for each accident
Medical benefits coverage for $5,000

Commercial Policies to Consider

Depending on how your company operates, we can help you compare options such as:

Business owner's policy: Packages general liability and property coverage for many small businesses.
Professional liability: Helps protect businesses that provide advice, designs, consulting, or professional services.
Cyber coverage: Helps respond to covered data breaches, fraud, ransomware, and related recovery costs.
Property coverage: Helps protect buildings, equipment, inventory, tools, furniture, and other business property.